It’s time for the time that everyone was waiting here reading this because you are undeniably interested in this credit card, and although we get a lot of information on the first part of the benefits and even negative things that you can in it, It’s not enough.
Now, The thing is, we are not going to give you all the things that you need to know about this being the best credit card for you. And you must apply for it because you may not be true for everyone. Which is why we are giving you a little bit more information about what to expect and what you need in order to make the HDFC Regalia Gold Credit Card better for you.
This is why I down below we’re bringing not only the benefits, but also the requirements, documents and other information. If you’re interested, don’t forget to keep reading, and you are sure to give you everything that you need in just a few seconds. Blink and you might miss it!
What are the requirements needed to apply?
There are many things that make requirements important. Mainly because if you told me that you are not able to apply for the credit card, that can be pretty bad.
Thankfully, this is a credit card that is very unworthy with its own things. She’s going to give us all the requirements explicitly without improper. Let’s take a look and see what they are.
For Salaried Non Govt.
- Net Monthly Income> Rs 1,50,000
- Age: Min 21 years & Max 60 Years
For Self Employed Non Govt.
- Income: ITR > Rs 18 Lakhs per annum
- Age: Min 21 years & Max 60 Years
And for Salaried Govt.
- Net Monthly Income> Rs 1,00,000
- Age: Min 21 years & Max 60 Years
What documents are needed to request the HDFC Regalia Gold Credit Card
So what about the documents because yes, these credit card also has specific going to be that are going to be necessary in order to apply for it. Thankfully, we’re not here to tell you that they are going to be a long list. They’re actually pretty small. So let’s just see.
- Proof of income
- Identity document
- Proof of residence
What are the biggest uses of this credit card?
So this credit card does have a ton of users, mainly because it is such a special card that the biggest users are always going to be important and necessary.
From below, we’ll bring you the main 4 uses that people get when applying for their HDFC Regalia Gold Credit Card. So if you’re interested, let’s take a look.
Travels
You see, traveling is extremely important and with this credit card is exactly what you are going to get the most benefits on.
That is why we are here to tell you that you are going to enjoy it a lot with this card. You get lunch, access a priority pass. You can even share these two benefits with another person if you include them on your Priority Pass.
Zero lost card liability
Losing a card is a bummer, actually. It’s not something that you like. It’s uncomfortable, it’s scary, and it has you feeling a little bit impatient and helpless.
Thankfully with this credit card there is nothing to worry because not only it has amazing security, but you also get a zero lost card liability. There is no need to worry, everything will be perfectly fine.
Reward points
You also get rewards points because rewards points are something extremely important and common in credit cards.
When you first start reward points you will see that you won’t get that much, but then as long as it goes accumulating, it gets higher, and you get more discounts. You get 4 points for every 150 Rs spent in retail.
Welcome benefits
You’ll also get a welcoming benefit. Walking benefits are great, especially in cards like this, and with this one you get a really big one. You’ll be able to get a gift voucher of 2500 Rs. That is only for getting the credit card.
Our advice for those who are going to apply for the HDFC Regalia Gold Credit Card
Applying for a card is not easy, but something that you must do this right is having a little bit more information and advice to us. Thankfully, you’re here for that. With this credit card, you are going to be able to do it or benefits, but you must only apply for it if you use them.
Because yes, you do get benefits when you travel with it or when you actually use the credit card purchases. And that is exactly what makes it so useful.
But if you are actually trying to apply for the card, then this is something you must be aware of. Don’t apply for it just for the benefits, make sure that you use them.
Weighing advantages and disadvantages - Is it worth it?
The HDFC Regalia Gold Credit Card is a very good card. If you look at certain angles, you get a welcoming benefit, travel benefits and a lot more. That is something that you can use if you are someone that has that type of lifestyle. If you are someone that is more setback, this might not be the card for you.
This card also has a pretty big annual fee, which can be a real complicated thing for those that don’t have that much money. It is basically a high demand card that can get you and many people great things, but also bad ones if you don’t know how to manage it. So yes, it can be worth it, but under certain circumstances.
Request your HDFC Regalia Gold Credit Card on the official website once and for all!
If your wish is to apply for this credit card, then you can just click down below. By clicking there, you are going to be able to go to the official page of the HDFC Regalia Gold Credit Card and get it.
